Cheap health insurance—everyone wants it, but not many people
know how to find it. Paying an affordable insurance premium and
getting the kind of insurance coverage you need would be great,
wouldn't it? Of course it would—but how do you find cheap insurance?
When looking for
health insurance, don't forget the old saying "you get what you
pay for." As always, make sure you understand your coverage
limitations when you sign up for any kind of health insurance or
Hospitalization or catastrophic health insurance plans also can
provide cheap health insurance. These types of plans focus on
coverage that will protect you in case of some sort of major,
life-changing event, such as a bad accident or major illness. These
types of plans usually do not cover any type of preventative care,
such as doctor visits. Some individuals who seldom visit the doctor
can create a suitable health plan by combining a hospitalization or
catastrophic plan along with a medical discount card.
As mentioned, medical discount cards can be useful in conjunction
with other coverage. A medical discount card, however, is not a
health insurance plan. It is actually nothing like health insurance.
What it will do is save you a fixed amount, or a percentage of the
cost, of a particular procedure or a visit with a participating
physician. In the case of a catastrophic illness or injury, a
medical discount card may save you a percentage of your medical bill
but most likely, your out-of-pocket expenses will be enormous.
Beware of medical discount salespeople who misrepresent medical
discount cards as an alternative to a good health insurance policy.
Cheap health insurance is best found by investing time, educating
yourself and comparing a few policies. InsureMe is designed to be an
invaluable resource for insurance shoppers like you in this process.
Fill out our easy form, and we’ll match you with insurance agents,
carriers and discount plan providers who may be able help you make
the best decision regarding your insurance.
Once again, shop around, get multiple quotes, and learn all you
can about a policy before you buy health insurance, be it cheap,
expensive or somewhere in between.