For the elderly, the rising cost of health care is a real
concern. In fact, many seniors today find it difficult to get the
right health insurance coverage, often simply going without medical
care—and endangering their health and lives in the process.
But it doesn't have to be that way.
How to Find It
You may want a supplemental health policy to complement your
Medicare coverage. InsureMe can help.
We have an established network of agents in your area who can
help you find low-cost coverage that fits your budget. Not only
that, but many of our agents actually specialize in providing health
insurance for the elderly and near elderly.
If you're an elderly adult looking for ways to save (who isn't?),
take advantage of these money-saving tips compliments of AARP.
They'll help ease the financial burden and stress of finding and
paying for medical care.
For Doctors' Visits:
- Attend community health fairs. This type of routine
screening may save you a doctor's visit completely.
- If there's a medical school in your hometown, take
advantage of low-cost clinics. According to experts, the
quality of care received there is usually excellent.
- Consider alternative forms of treatment for chronic
problems, such as back pain or stress-related illness.
Acupuncture, massage therapy and other alternative treatments
are sometimes less expensive than traditional medical care.
- Look for in-store clinics at large pharmacies and retail
stores. They don't require an appointment and often cost
less than a visit to your doctor's office.
- Talk to a doctor for free by phone. Call your own
doctor for help or advice. If that doesn't work, consider
calling TelaDoc. Here you can talk to real doctors quickly and
easily. Cost: $35, plus an $18 registration fee and a small
- Forgo a doctor's visit and visit a nurse practitioner
instead. They typically spend more time with you, charge you
less and diagnose problems just as well.
- Comparison shop. Check online for great prices, or
compare one store's prices to another's. You could save a
- Consider generic or cheaper brands. Let your doctor
know you need to economize. He or she may even be able to offer
you free samples.
- Buy store brands. There's usually no difference
between them and name brands—and store brands are much cheaper.
- Ask your pharmacist for drug alternatives. Even if
there's no generic brand for a particular medication, you may be
able to use a combination of other drugs to achieve the same
- Ask your doctor if it's safe to split. Most tablets
and pills can be split in half, saving you a substantial amount
of money on prescriptions.
- Apply for free or low-cost drugs through your state or
the manufacturer. The Partnership for Prescription
Assistance, sponsored by Johnson & Johnson, can help you learn
if you qualify.
Remember, the best way to get the medical care you need is with a
good senior health insurance policy. But by combining the right
insurance with these cost-saving strategies, you can help insure a
long and thriving life.